Microsoft 365 Microsoft 365 Basic vs Microsoft 365 Personal
Microsoft 365 Personal costs $8 more a month ($96 a year) than Microsoft 365 Basic. Here is exactly what that extra money buys.
Microsoft 365 Basic
$1.99 a month
Best for: Someone who mainly wants more email storage and no advertisements in Outlook.
Microsoft 365 Personal
$9.99 a month
Best for: One person who wants Word, Excel and PowerPoint installed on their own computer.
What you get by choosing Microsoft 365 Personal
- Storage space for each person: 1 TB (instead of 100 GB)This is the space each person gets in OneDrive. Documents take very little room; photos and videos take a lot.
- Word, Excel and PowerPoint installed on your computer: Included (instead of Not included)The cheapest plan only lets you use these in a web browser or on a phone. The other plans install them on your PC or Mac.
- Microsoft's AI helper (Copilot): Included (instead of Not included)On the family plans this is only for the person who pays, not for everyone sharing the plan.
Same on both
people who get their own account (1), email with no advertisements (included).
Which one should you pick?
It depends on what you actually use. If you don't need storage space for each person or word, excel and powerpoint installed on your computer or microsoft's ai helper (copilot), Microsoft 365 Basic does the same job for less. Answer a few questions and we'll tell you which plan fits.
Prices and features verified September 21, 2026 from Microsoft 365's official pages (source ↗). Prices are before tax and can change. See all Microsoft 365 plans.