Microsoft 365 Microsoft 365 Family vs Microsoft 365 Premium
Microsoft 365 Premium costs $7 more a month ($84 a year) than Microsoft 365 Family. Here is exactly what that extra money buys.
Microsoft 365 Family
$12.99 a month
Best for: A household of two or more people. Almost always better value than two Personal plans.
Microsoft 365 Premium
$19.99 a month
Best for: People who want the most advanced AI features and do not mind paying more.
Same on both
storage space for each person (1 tb), people who get their own account (6), word, excel and powerpoint installed on your computer (included), email with no advertisements (included), microsoft's ai helper (copilot) (included).
Which one should you pick?
It depends on what you actually use. Answer a few questions and we'll tell you which plan fits.
Prices and features verified September 21, 2026 from Microsoft 365's official pages (source ↗). Prices are before tax and can change. See all Microsoft 365 plans.