Microsoft 365 Microsoft 365 Personal vs Microsoft 365 Family
Microsoft 365 Family costs $3 more a month ($36 a year) than Microsoft 365 Personal. Here is exactly what that extra money buys.
Microsoft 365 Personal
$9.99 a month
Best for: One person who wants Word, Excel and PowerPoint installed on their own computer.
Microsoft 365 Family
$12.99 a month
Best for: A household of two or more people. Almost always better value than two Personal plans.
What you get by choosing Microsoft 365 Family
- People who get their own account: 6 (instead of 1)On the family plans each person gets their own storage space and their own copy of the programs.
Same on both
storage space for each person (1 tb), word, excel and powerpoint installed on your computer (included), email with no advertisements (included), microsoft's ai helper (copilot) (included).
Which one should you pick?
It depends on what you actually use. If you don't need people who get their own account, Microsoft 365 Personal does the same job for less. Answer a few questions and we'll tell you which plan fits.
Prices and features verified September 21, 2026 from Microsoft 365's official pages (source ↗). Prices are before tax and can change. See all Microsoft 365 plans.