Microsoft Copilot Microsoft 365 Premium vs Microsoft 365 Pro
Microsoft 365 Pro costs $80 more a month ($960 a year) than Microsoft 365 Premium. Here is exactly what that extra money buys.
Microsoft 365 Premium
$19.99 a month
Best for: Someone who uses the assistant heavily and also wants Office for the family.
Microsoft 365 Pro
$99.99 a month
Best for: Very heavy users who want the largest assistant allowance Microsoft sells to individuals.
What you get by choosing Microsoft 365 Pro
- How much you can use the assistant before it stops you: The most Microsoft offers (instead of A lot)Microsoft says the free version works "subject to available capacity and limits", so at busy times it may simply stop until later.
- Making pictures: The most allowed (instead of Plenty)You describe a picture in words and it draws it for you.
Same on both
online storage for your files and photos (6.1 tb), people who can share the subscription (6), word, excel, powerpoint and outlook on your computer (included), the assistant built into word, excel, powerpoint and outlook (included).
Which one should you pick?
It depends on what you actually use. If you don't need how much you can use the assistant before it stops you or making pictures, Microsoft 365 Premium does the same job for less. Answer a few questions and we'll tell you which plan fits.
Prices and features verified September 21, 2026 from Microsoft Copilot's official pages (source ↗). Prices are before tax and can change. See all Microsoft Copilot plans.