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SiriusXM plans compared

Hundreds of radio channels – music without ads, sports commentary, comedy, and talk – in the car or on your phone. SiriusXM currently sells 4 plans in the US, from $5 a month. Here is what each one includes and who it suits.

Which SiriusXM plan is right for you?

Answer a few plain-English questions and we'll check your answers against every plan. Takes about a minute. No account needed.

Current SiriusXM plans and prices

Verified September 21, 2026 from SiriusXM's official pages. Prices are before tax and can change.

SiriusXM Sports Pass

$5 a month

Best for: Sports fans who only want live games and sports talk, and no music.

  • Plays through the radio built into your carNot verified
  • Music without adsNot included
  • Howard Stern's channelsNot included
  • Live play-by-play of gamesIncluded

Some details of this plan could not be verified from official pages.

All Music (Car + App)

$11.99 a month

Best for: Someone who mainly wants music in the car and does not care about sport or Howard Stern.

  • Plays through the radio built into your carIncluded
  • Music without adsIncluded
  • Howard Stern's channelsNot included
  • Live play-by-play of gamesNot included

All Access (App Only)

$11.99 a month

Best for: People who listen on a phone, smart speaker or smart TV rather than in a car – the full range of content for less than half the car price.

  • Plays through the radio built into your carNot included
  • Music without adsIncluded
  • Howard Stern's channelsNot verified
  • Live play-by-play of gamesIncluded

Some details of this plan could not be verified from official pages.

All Access (Car + App)

$25.99 a month

Best for: People who want everything on the car radio – music, live sports and Howard Stern.

  • Plays through the radio built into your carIncluded
  • Music without adsIncluded
  • Howard Stern's channelsIncluded
  • Live play-by-play of gamesIncluded

What actually differs between the plans

Only 4 things change as you move up the SiriusXM plans: plays through the radio built into your car, music without ads, howard stern's channels, live play-by-play of games. Everything else is the same on every plan, so those are the only questions worth asking yourself.

Differences between SiriusXM plans
PlanPricePlays through the radio built into your carMusic without adsHoward Stern's channelsLive play-by-play of games
SiriusXM Sports Pass$5/moNot verifiedNot includedNot includedIncluded
All Music (Car + App)$11.99/moIncludedIncludedNot includedNot included
All Access (App Only)$11.99/moNot includedIncludedNot verifiedIncluded
All Access (Car + App)$25.99/moIncludedIncludedIncludedIncluded

Head-to-head comparisons

Common questions about SiriusXM plans

Why is my bill higher than the price I was quoted?

SiriusXM adds a U.S. Music Royalty Fee every month on top of the advertised price, as well as sales tax. The fee depends on the package – SiriusXM's own chart shows figures such as about $2.00 a month for All Music and about $5.33 for the older Platinum package. Always ask for the total you will actually be charged.

What happens when my $1 offer or free trial ends?

The price jumps automatically to the standard rate – $11.99 or $25.99 a month depending on the package – and it will keep renewing until you stop it. Write the end date in your diary. If the full price is too much, ringing SiriusXM to cancel very often produces an offer of a much lower rate to stay.

Do I need it in the car, or is the app enough?

If you mostly listen while driving and your car has a SiriusXM radio built in, choose a "Car + App" plan. If you listen at home or you are happy to play your phone through the car by Bluetooth, the App Only plan gives you the full range of channels for $11.99 instead of $25.99.

Does one subscription cover my second car?

No. Each car radio needs its own subscription, although SiriusXM usually discounts the second one. The app is included with a car subscription so you can also listen on your phone.

Where this information comes from

Plan names verified as current on SiriusXM's own plans and packages pages: 'All Music (Car + App)' $11.99, 'All Access (Car + App)' $25.99, 'All Access (App Only)' $11.99 and 'SiriusXM Sports Pass' $5. The streaming-only plan is NOT called 'Streaming Platinum' or similar - it is simply All Access (App Only). No plan called 'Platinum' appears on the current plans page, but SiriusXM still lists a 'Platinum VIP' offer page at siriusxm.com/offers/platinum-vip and its official Music Royalty Fee chart still shows a 'Platinum Plan', so Platinum survives as a legacy or promotional package for existing subscribers; it was not added as a plan here because no standard price for it could be read. IMPORTANT FOR SHOPPERS: SiriusXM adds a U.S. Music Royalty Fee on top of every advertised price for any package containing music - its official chart lists fees from $0.35 to $7.93 a month depending on package, with a new set of amounts effective 24 February 2026 - so the real monthly cost is always higher than the headline. Every plan is currently advertised with a heavy introductory offer ($1 for 3 months, or one month free for Sports Pass); the figures recorded here are the standard rates that apply afterwards. Add-ons to the All Music plan: Sports $8/month, News $5/month, Talk $5/month.

BetterTier is not affiliated with SiriusXM. Plan names are used only to identify the plans being compared. SiriusXM may pay us a commission if you sign up through a link on this page; this never affects our comparison.

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